Privacy Policy and Disclaimer

Our Site

IndexUniverse.com ("the Site") is an independent resource for index investing in all its forms. All content is produced independently of any advertising relationships.

Confidentiality of Personal Information

When visitors register for the web site, we may ask for personal information such as name, address, email address, telephone number, and company. We also collect information about aggregate site usage. Statistics that we gather about unique visits, referring URLs, repeat visits and page views are all based on IP addresses, and are not associated with your personal information.

Security

We take every measure to protect our users' information. When users submit information via the web site or through our survey technologies, this information is protected both online and offline.

Children

The Site is not targeted towards children under the age of 13, nor does the Site knowingly collect personal information about children.

Discussion Forums

Please remember that any information you disclose on our discussion forums will become public information. All posts made on these forums become the intellectual property of the Site and may be reprinted or referenced in future articles or publications by the Site.

Links

The Site contains links to other sites. Please be aware that we are not responsible for the privacy practices of such other sites. We encourage our users to be aware of when they leave our site, and to read the privacy statements of each and every web site that collects personally identifiable information. This privacy statement applies solely to information collected by this web site.

Cookies

The Site may use cookies to help track usage patterns on our site. A cookie is a piece of data stored on the user's hard drive containing information about the user. The cookie is only on the user's computer; it is not stored or retained in any form by the Site. Usage of a cookie is in no way linked to any personally identifiable information while on our site. It is used for the sole purpose of identifying a regular user's preferences, so as to customize the user's experience. For instance, by setting a cookie for the Site, the user would not have to log in a password more than once, thereby saving time. Advertisers and advertising vendors who serve ads onto our web sites may use their own cookies or other tracking technologies. We cannot be responsible for the privacy policies or practices of any such advertisers and vendors.

Legal Disclaimer

The Site does not make any warranties or representations, express or implied, about the information provided on or accessed through the Site. In particular it does not warrant or represent that the information is accurate, up-to-date, comprehensive, verified or complete. The Site does not accept liability for any error, omission or delay in the information or for any reliance placed by any person on the information. The Site shall not be liable for any claims or losses of any nature, arising indirectly or directly from use of the information on or accessed through the Site.
You acknowledge that the information is not provided as the basis of any professional advice or for transactional use. IndexUniverse.com shall not be responsible or liable for any investment decisions or trading or any other actions taken by you or by third parties based on information contained in this Site.

Contact Us

If you have any questions about this privacy statement, or the practices of this site, please email feedback@indexuniverse.com.

Terms and Conditions

• The content of the pages of this website is for your general information and use only. It is subject to change without notice.
• Neither we nor any third parties provide any warranty or guarantee as to the accuracy, timeliness, performance, completeness or suitability of the information and materials found or offered on this website for any particular purpose. You acknowledge that such information and materials may contain inaccuracies or errors and we expressly exclude liability for any such inaccuracies or errors to the fullest extent permitted by law.
• Your use of any information or materials on this website is entirely at your own risk, for which we shall not be liable. It shall be your own responsibility to ensure that any products, services or information available through this website meet your specific requirements.
• This website contains material which is owned by or licensed to us. This material includes, but is not limited to, the content, design, layout, look, appearance and graphics. Reproduction is prohibited other than in accordance with the copyright notice, which forms part of these terms and conditions.
• All trademarks reproduced in this website, which are not the property of, or licensed to the operator, are acknowledged on the website.
• Unauthorized use of this website may give to a claim for damages and/or be a criminal offence.
• From time to time this website may also include links to other websites. These links are provided for your convenience to provide further information. They do not signify that we endorse the website(s). We have no responsibility for the content of the linked website(s).
• You may not create a link to this website from another website or document without IndexUniverse.com's prior written consent.
• Your use of this website and any dispute arising out of such use of the website is subject to the laws of New York.
• The editors of IndexUniverse reserve the right as they deem appropriate to exclude, remove or block any postings or posters. As a moderated site, the editors will act promptly on any posts and/or comments believed to be unduly divisive and/or argumentative. Posts and comments considered uncivil and/or rude aren't allowed. Personal attacks and baseless accusations with misleading and/or inaccurate information are not permitted. Use of different aliases to get around the spirit of these guidelines isn't allowed. These rules are subject to change by the site's editors at anytime.